Or you can book new travel reservations through the Capital One Rewards Center. The company's data development team provided the most up-to-date and comprehensive consumer spending data based on the 2019 Consumer Expenditure Surveys from the Bureau of Labor Statistics. You won’t get a ton of VIP perks with this status, but it’s better than nothing. The Bank of America® Travel Rewards Credit Card is an excellent fit for those who value simplicity over complicated bonus rewards programs. Benefits and Drawbacks: If you want to earn American AAdvantage miles without ever having to pay an annual fee, the AAdvantage MileUp℠ Mastercard® is the only co-branded airline credit card that fits the bill. Here are CNBC Select's top picks for the travel credit cards without an annual fee: 3X points on dining out and ordering in; gas, rideshares and transit; flights, hotels, homestays and car rentals; and popular streaming services. Follow Johnson on Twitter, Facebook, or Instagram. But for higher spenders, Discover offers a welcome bonus that's hard to beat: It will do a mile-for-mile match of all miles earned the first year (for new card members in their first year only). There’s $0 annual fee, and you can redeem your points for travel and other options. Mile-for-Mile match of all Miles earned the first year, 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*. This card makes sense for a narrow range of people: Casual AA fliers seeking a no-annual-fee card with moderate rewards and with no need to carry a balance. Fortunately, you’ll earn double miles on Delta purchases and on dining, the latter of which could help you earn rewards faster if you visit restaurants for sit-down meals or takeout a few times per week. Unlike some other cards on this list, you won't earn more for travel or dining related purchases. This compensation comes from two main sources. She would like to visit every country and try as many different local culinary specialties as possible. Plus, some of the cards may offer travel insurance, which provides added value. You’ll also receive secondary auto rental coverage, access to a Global Assist hotline and no foreign transaction fees. The Capital One VentureOne Rewards Credit Card lets you earn 1.25 miles for each dollar you spend, and you can redeem them to cover travel purchases charged to your credit card. Secure Website, On Chase's Secure Holly Johnson is a credit card and travel expert with a focus on rewards and loyalty programs and family travel in Europe and the Caribbean. Finally, the Chase Freedom Unlimited® doesn’t charge an annual fee and you’ll qualify for purchase protection against damage and theft and extended warranties for eligible items that come with a manufacturer’s warranty. If you are looking for a card with no annual fee and category bonuses, consider the Chase Freedom Flex℠. This card offers a strong rewards program whether you're a frequent traveler or someone who spends most of their time closer to home (or, like many of us, are a combination of the two). Why it’s the best no-annual-fee card for travel: The Wells Fargo Propel is a great choice as a first travel credit card. Typically, no-annual-fee credit cards lack the fancy benefits that come with premium cards, but the best ones out there offer great opportunities to … If you are looking for a solid intro APR offer and frequently spend at US supermarkets, this is the card for you. This is just one scoring method and a credit card issuer may use another method when considering your application. Fortunately, the top credit card issuers do offer some travel credit cards that don’t charge an annual fee. However, there’s more to picking a travel credit card than just finding an option without a fee. (Read how to make the most of your airline miles.). CNBC Select may receive an affiliate commission when you click on the links for products from our partners. This no-annual-fee card also gives cardmembers an unlimited 1.25X miles on all other purchases, making it a solid choice for everyday use. Rewards: Earn 2 Membership Rewards points per dollar on up to $6,000 spent at U.S. Supermarkets each year (then 1 points per dollar) and 1 point per dollar on all other purchases; also earn 20% in bonus rewards each time you use your card for at least 20 purchases within a billing period. Note: We didn't calculate the estimated rewards rate for college student credit cards because the focus should be on building good financial habits not optimizing points. Other than having a low monthly income requirement, the AUB Classic Mastercard also allows their cardholders to choose how much they pay and when they can pay their credit card balances. If you're looking for airline perks, lounge benefits and a path to Elite status, it's better to shell out the annual fee to carry one of Delta's premium cards. Earn 1 CUA Platinum Rewards Point per $1 spent. Rewards: Earn 2 miles per dollar spent at grocery stores and on American Airlines purchases and 1 mile per dollar on all other purchases. The Bank of America® Travel Rewards for Students is geared to young adults who are building credit, so it may be easier to qualify for when compared to other travel credit cards. Bank of America® Travel Rewards Credit Card: Earn travel rewards with no annual fee and no foreign transaction fees. If you use your card for a lot of small purchases, you’ll also be happy to know you can receive 20% in bonus rewards each time you use your card for at least 20 purchases within a billing period. To view rates and fees of the Delta SkyMiles® Blue Credit Card, please click here. Editorial Note: Forbes may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. After all, consumers can apply for rewards credit cards and earn points and miles on all their spending, then they can redeem those rewards for airfare, hotel stays, rental cars and more. Good, Excellent (700 - 749), Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months, 14.99% - 22.99% Variable APR on purchases and balance transfers, 25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening - which can be redeemed for a $250 statement credit toward travel purchases, 10,000 AAdvantage® bonus miles and a $50 statement credit, 15.99% - 24.99% (Variable) APR on purchases and balance transfers, Excellent (750 - 850), Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening, 15.99% - 22.99% Variable APR on purchases and balance transfers, Earn 30,000 Bonus points after you spend $1,000 on purchases in your first 3 months from your account opening with your Marriott Bonvoy Bold™ credit card, 12.99% - 23.99% Variable APR on purchases, Earn 10,000 Membership Rewards® Points after you spend $1,000 in qualifying purchases on the Card within your first 3 months of Card Membership, Earn unlimited 1.5X points for every $1 you spend on all purchases, On Bank of America - Consumer's Secure SC Manhattan is the only card that offers a direct 5% cashback on your grocery shopping in the supermarkets. This card does let you Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening, and you’ll earn double rewards on groceries and American Airlines purchases. Read our full Chase Freedom Unlimited® review. You’ll receive three Go Far® Rewards points for every $1 spent on travel and dining, at gas stations, on rideshares and transit, and on select streaming services. Cash Back rewards do not expire as long as your account is open, Automatic Silver status includes complimentary late checkout, Silver status comes with limited benefits. That's the equivalent to $200 in cash. Considering that there's no annual fee, cardholders gain access to 3x points reward rates across an impressive range of spending categories. Earn 1X Mile on all other eligible purchases. Benefits and Drawbacks: The Marriott Bonvoy Bold Card offers a lower earning rate and welcome bonus than comparable Marriott Bonvoy cards. Bonus Offer: Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases. If you’re looking for a cash back credit card but you want the option to redeem points for travel, the Chase Freedom Unlimited® may be exactly what you need. It's important to note the value of a point or mile varies from card to card and based on how you redeem them. The Discover it® Miles card comes with a generous rewards program that makes it a standout among travel cards. Plus, earn a $100 statement credit after your first purchase on the Hilton Honors Card within your first 3 months. While you’re at it, you could also enjoy a more comfortable stay with perks like complimentary room upgrades and late check-outs. Metal credit cards first hit the market in 1999, when the invitation-only Centurion Card from American Express (a.k.a. We then estimated how much the average consumer would redeem over the course of a year, two years and five years, assuming they would attempt to maximize their rewards potential by earning all welcome bonuses offered and using the card for all applicable purchases. The 1.25 miles you earn for each dollar you spend is generous for a travel credit card with $0 annual fee, and the fact you can redeem your miles for any travel purchase means you’ll never have to worry about loyalty program rules or blackout dates. Traditionally, these types of rewards have been reserved for the top cards with an annual fee. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services, Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases, Earn 1 AAdvantage® mile for every $1 spent on other purchases, Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights. Fresh pour-over and breakfast sandwich at Tofitian Cafe, Tofino. And since it has no foreign transaction fees, it’s also a great card to use when traveling. If you have expected upcoming expenses that you want to pay for over time, or you're looking to consolidate debt, the Wells Fargo Propel American Express® Card can help you finance debt without incurring interest charges. 1000 to get a 5% cashback. 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